Of course you should not give the money back. How are banks going to learn if they do not get punished for their mistakes?

F Cameron, Southampton, UK

Depends which bank's ATM it was. I'd give it back to mine, as it has a low-risk, ethical investment policy. But if were a prat of a bank promoting exploitative businesses and risky market practices that abuse people/cause disasters like the credit crunch, I'd give some to charity and keep the rest.

Lizzie, London,

I'd give the money back because an overpayment might get a bank clerk into trouble (oh yes, the machine overpaid did it) or else the next customer would be shortchanged and their need might be greater than mine. It's not mine to judge who needs money most and I have returned money for those reasons.

Barrie, Guildford,

You have to be pretty smart to answer the survey. For example it''s supposed to be only 5 minutes but you are asked to differerentate between dutiful and honourable for example, compassionate and caring.

barrie, Guildford,

The test is about how ethical you are, Steve Clark in Singapore..... not how cynical you are!

carol, dorking, UK

Was there anyone else standing by me when i withdrew the money? Is this person a stranger or someone I know. Am i in desperate need of money or very rich? Am i able to return to the bank or am i on holiday? Do these and many other questions seem more relevant than the psychology? I think so...

R Hulley, Mendrisio, switzerland

What a con. The Sunday Times helping to advertise this bloke's book. Vague and useless analysis and I've given my email away for this. If I start getting junk mail as a result, I will be very annoyed.

Waste of time.

steve clark, singapore, singapore

haha generic cold reading.

I think maybe the questions are a little defective, 'compassionate' and 'moral' are now set things? Oh, no- i get it, that's not what they want to know at all -the REAL questions are how do you #like# to see yourself, interesting to the Ad company no doubt (for targeting)

david james, London, UK

my life partner, full of sweetness and light, suggests that she should fill in the q'airre on my behalf, to make it more accurate. She disagreed with my kindness level, compassion etc. When the 'machine' said I was a Teacher she asked, in all seriousness if there was a category for the Psychotic...

eric, paris,

Reminds me of a test our psychology teacher performed on us. She gave everybody an envelope with the description of his personality, depending on horoscope sign. We rated how close this described our personality. Most of us found it quite close to themselves. Well, all descriptions were the same.

Maxim Gorkic, Zagreb, Croatia

I showed my sister the result, though she declined to submit to a test, she found the result exact, with a "wry" smiles being given in approval.I was deemed a Judge. No surprise to any who knows me! Have emailed the results to a few friends should be amusing to read the feedback.

william, cork, ROI

I found the test really accurate. I was a doggy doo collector and I found it spot on !!

peter, tokyo ,

I found the test really accurate - I was a teacher and it is spot on

jane, soutwold, suffolk

Like all of these sort of tests; a complete load of cobblers. It assumes everyone obeys rules and does not allow for any flexibilty or moral ambiguity.

HC, Kabul,

I got the Judge result which I suppose I agree with although the test doesn't really account for much more negative aspects to the personality like a love of violence or desire to manipulate and crush the will of others. The MACH test does that though. Interesting though!

Peter M, London,

On the face of it, this test appears to be soundly constructed and is clearly based on a simplified model of Kohlberg's Theory of Moral Development. Let's wait and see what the results are when they are published in the autumn and remember that sometimes we may not like what the mirror shows us!

Pete, Oxford, UK

I found the test rigid and completely inaccurate.

Alice, Edinburgh, UK

The test identified one of my weaknesses as "Will break rules if they believe a higher principle is at stake."

I consider this to be a strength!

Pete , Walton on Thames, UK

I did the test, felt a bit weird diagnosing my own attributes. And 100% disagreed with the diagnosis. In fact I felt it couldn't have been more wrong. I have concrete examples of my behaviour, and habits in general that completely contradict the diagnosis.

Bizzare

Tom, newcastle,

I thought, intitally, questions were ambiguous but amazing results- and so pleased I did the test. I recommend everyone to have a go. Although I always think I am doing the most 'ethical' I realise now it might not be in the long run. The test has made me think again.

Maggie, Bromley, Kent

"Each of the answers a, b or c is correct" But I bet the test doesn't allow me to choose all eight possible combinations!

I gave up on page two where I had to answer ambiguous questions with a single rating. Whether people see me as sympathetic or not depends critically on the circumstances.

Ian Kemmish, Biggleswade, UK

Don't think much of the "test". Just a series of questions about how I view myself. Seems pretty worthless.

Julius Blumfeld, London, UK

I got "PRS"!

I''d choose option C from the above article!

A very true statement from the test results:
"faced with too many rules, you’ll stop taking responsibility for your actions. Too many rules can lead to the moral corruption of totalitarianism"

Labour have done this to our country!

Andrew Towell, Hartlepool, England, UK

This three-way choice assumes that:
1 You always know infallibly exactly why you you do something
2 The three possibilities are mutually exclusive
3 A person's choice in one specific hypothetical situation represents his/her behaviour always.
All false assumptions. I won't bother with the test.

Bart, Rotterdam, Netherlands

I'd change my bank...

Christopher Stevens, Lille, France

The truth is that it is not your property, and so you should return it. This is basic honesty, and being honest, like having other high standards, is a choice. This seems to have become a grey area in society. It's funny what humans do to the truth, usually for the sake of £.
No, I'm not religous!

Mr. D .Palfrey, Llanfyrnach, Pembrokeshire

Suppose you want to withdraw £100 and only get 50 because the ATM has been stacked with £10 notes instead of £20 notes. What will the bank do when you come back and complain the following day?

Jan, London,

So what happens if you just take the money?!

Nikki, London,

What would you do?

I'd stick my card right back in that slot, and withdraw another £100, in hopes to get £200! :D

Michelle, London,