Claim your free 2010 double sided wall chart
Money broke the news that Bill Torrance, a retired consulting engineer from Grangemouth, Central Scotland, had been chased by a credit card company and a mail-order business for debts that he did not owe after falling prey to two separate identity thieves.
A pair of fraudsters stole his personal details to obtain a Capital One card, while Shop Direct mistakenly pursued him for debts run up by another Mr Torrance claiming the same date of birth.
No one has been prosecuted despite Mr Torrance having helped Lothian and Borders Police to track down the credit card fraudsters.
Now Michael Connarty, the Labour MP for Falkirk East, the constituency in which Mr Torrance lives, has called on the police and financial groups to take a much harder line with identity fraudsters. “The way to stop this type of crime is to start automatic prosecution of the criminals who carry it out.”
Identity theft in the UK is increasing. The number of cases rose 17 per cent to 50,455 last year, compared with 2003.
Criminals recently tried to steal from Ricky Gervais, the star of the BBC comedy The Office, after obtaining some of his confidential details.
Steven Philippsohn, a senior partner at Philippsohn Crawfords Berwald, a City law firm, says: “In the Ricky Gervais case, it was fortunate that the plot was foiled owing to a fan of The Office thinking the transaction was suspicious.
“It takes only simple information, such as a date of birth, an address, a mother’s maiden name and passwords to conduct this kind of fraud. However, it falls to the victim to establish his innocence.”
Mr Connarty says: “I, too, have suffered from identity theft and, like Mr Torrance, I was told that this was a victimless crime. That is complete nonsense. Mr Torrance has had his life turned upside down by these criminals. I have written to Lothian and Borders Police asking why it is not doing more to prosecute the identity thieves.
“Shop Direct and Capital One also have a lot to answer for. In Capital One’s case, it failed to make sufficient checks to stop an identity thief obtaining a credit card in Mr Torrance’s name, while Shop Direct wrongly chased Mr Torrance for payment of debts that he did not owe. To make matters worse, it then wrongly placed a black mark on Mr Torrance’s credit file.”
Capital One says that it is unable to explain how the identity thieves evaded its normal checks, but it insists that it is ready to co-operate with the police.
Shop Direct says that it mistakenly linked the genuine Mr Torrance with another person using the same name. It has now called off the debt collectors and removed the debt entry from his credit file.
Lothian and Borders Police says that if it believes it has identified fraudsters, they will be reported to the Procurator Fiscal, the prosecuting service.
Industry sectors news at a glance. Interactive heatmap, video and podcast
Get ready for the winter sports season, with our resort guides and snow reports
We are backing British business, what is the confidence of the nation and what businesses are succeeding?
Growing demand for energy, oil that is harder to reach and the rise of carbon dioxide emissions. We examine the energy challenge
In this special section we explore new food trends to help improve your dinner party and impress guests
Enjoy further reading from Travel to Fashion, Business to Sport, discover more






1998
£47,955
2004
£56,950
Essex
Check your free Experian credit report before applying
Car Insurance
From £44,589
HM PRISON SERVICE
Nationwide
Competitive
Hickman and Rose
London
Romulus Construction Limited
London
£100,000
Home Office
Liverpool
Moments from Battersea Park.
For sale with Winkworth
Find out about shared ownership.
See your free Experian credit report beforehand
Pay for an interior and receive a free upgrade to a balcony stateroom + up to $200 Free Onboard Spend!
Get covered on your travels with a superb range of policies at great prices. Visit InsureandGo.com
Wintersun - inspiration for your winter holiday
Contact our advertising team for advertising and sponsorship in Times Online, The Times and The Sunday Times, or place your advertisement.
Times Online Services: Dating | Jobs | Property Search | Used Cars | Holidays | Births, Marriages, Deaths | Subscriptions | E-paper
News International associated websites: Globrix Property Search | Milkround
Copyright 2010 Times Newspapers Ltd.
This service is provided on Times Newspapers' standard Terms and Conditions. Please read our Privacy Policy.To inquire about a licence to reproduce material from Times Online, The Times or The Sunday Times, click here.This website is published by a member of the News International Group. News International Limited, 1 Virginia St, London E98 1XY, is the holding company for the News International group and is registered in England No 81701. VAT number GB 243 8054 69.