I deposited thousands of pounds in Landsbanki Guernsey and have been inforrmed that I can claim back 30% of my fund value. How can the bank have given Heritable so much money only days before its collapse leaving us depositors with no protection. Who is responsible for this?

Mrs Ford, Castel, Guernsey

Most of the british banks were recently bailed out using UK taxpayers money.The depositors in KSF IOM are not asking for a bail-out but we simply want the immediate repatriation of £600M now effectively frozen in the UK brach courtesy of Gordon Brown & Alistair Darling...OUR HARD EARNED MONEY!

Michael Howarth, Lot, FRANCE

No sympathy at all. All property is theft. Power to the revolution. Nationalise all the land and property.

David Ricardo, St Petersberg, Roosia

it's nonsense to refer to "thousands of wealthy investors", you should refer to the thousands of ordinary savers who for various reasons chose to have their savings in the Isle of Man. Why should these people stand to lose everything when those investors in the UK have their deposits guaranteed?

P.Harries, Santiago, Chile

I have lost a substantial part of the proceeds of my house sale in the UK because i deposited the money in Kaupthing IOM and Landsbanki Guernsey.

I had to do this as I was unable to open a bank account in the UK.

Glyn, Angouleme, France

I sympathise with the comments of offshore depositors as I am aware of a neighbour who is in total devastation over the loss of his entire life savings held in Kaupthing IOM on his retirement. This issue was created by Gordon Brown who has mindlessly caused a run on a solvent Kaupthing bank, UK.

sandy, London, UK

The Inland Revenue has cracked down on all this offshore money invested within these type of accounts/bonds, so to say they have not received any tax from them is utter non sence. The only reason people use them is for perfectly legitmate reasons. They are treating the Lehmans clients equally as bad

david, manchester, uk

I face a loss of GBP 155K after depositing the proceeds of selling my UK home directly into the Derbyshire Building Society IOM when I moved to Singapore. DBS IOM was taken over by Kaupthing IOM, and now I could lose the lot. It was just a simple deposit not a risky investment. And this is safe UK.

Farang, Singapore, Singapore

I've lost my total savings that were to see me through my retirement years, if well managed. It's extraordinary, and I still cannot believe it, that a direct action by the British Government resulted in the sudden non-availability of what amounts to many people's life-lines.

Michael, Bangkok, Thailand

I invested over GBP500k in March this year, deliberately somewhere safe (?) as it's mostly proceeds from our house sale. We were planning to buy a family home in the UK next year when the bond matured. I am counting on the UK govt to help us as we are British and have worked hard for it. Please.

Kate, Tbilisi, Georgia

Can't believe the opening line 'wealthy investors'. We are pensioners, the money in KS&F IOM is our life savings. Our pension barely covers expenses and we are already in negative territory. We will be spending winter in a basic caravan and food is running short. Sunday lunch was a cheese sandwich

Janis Thompson, Toulouse, France

What a hypocrite Gordon Brown is, or perhaps he is (again) fatally misinformed when he proudly claims that "no British saver will lose out through investments in Icelandic banks". This statement is partial and incorrect, but hey, why let the truth get in the way of extending your political career

Paul Irving, Bergerac, France

You've written about the better-off bond holders. Would you also write about the individual account holders with their life savings gone? their retirement years gone? How far will 50000GBP go (if we even get that much) over the next twenty or more years. Imagine spending your life saving... Why??

Wood, Abu Dhabi, UAE

Thanks Gordon, I had $500,000 in KSF IOM that I only deposited 4 weeks ago because no UK bank would let me.
Now I stand to loose the lot because you cant help but bully a peaceful nation into submission in a vain attempt to save your floundering premiership. Our money was safe before you spoke..

Stuart Roberts, bolton,

I receive a civil service pension on which I pay, by law, UK tax. I retired to Spain after 30 years as a prison officer. My gratuity at the end of service to the Crown was placed with Landsbanki Guernsey. I couldn´t open an A/C in UK. I am an ordinary man but worked hard for the Crown.

Kenneth Kinnaird, Benimeli, Spain

Many depositors in the Isle of Man branch of Kaupthing rely solely on income derived from money accumulated from years of saving, money that is denied them as they face mortgage, rent & simple living expenses - all as a direct result of UK PM action - who having created this calamity, disassociates

IceCrusher, Saar, Bahrain

The £50K compensation scheme has already be shown to be not fit for purpose. All the KSF depositors have dismissed it as irrelevant. It amounts to not much than a Douglas high street whip round.

See the BCCI compensation fiasco for all the actual reasons.

Mat Walker

Mat Walker, Canberra, Australia

Robbed of entire life savings by Brown in a desperate bid to hold onto his tenuous grip on power and quell rebellion within his own ranks. Forced to save offshore by not having a UK mainland address, our home, lives, dreams, income and retirement plans are over. Welfare state is all we have left now

skint again now, Brittany, France

It is very difficult to explain how you feel when you realise you may have lost $430,000 by placing your money into a bank - especially when it represents 20 years of hard work a denial to build a nest egg that will see yo through retirement and stop you being a burden on your family or the state.

Alan Aitken, Riyadh, Saudi Arabia

'Wealthy investors'??! I'm a teacher who banked with the Derbyshire BS in UK, and then in IOM on moving abroad, for over 20 years. Derbys taken over by KSF IOM last Dec. Savings (quite modest, in my case, for savings period) were my retirement provision, and all I had. Where are they now, Mr Brown??

Gillian, Baku, Azerbaijan

Gordon Brown and the IOM Government has to sort out this mess. The former because he created it. The latter because failure to do so will mean the demise of the Isle of Man as a finance centre. I have too much to loose . If we go down, we will bring the house down with us!

Claus, Gibraltar,

An action group can be found at ksfiomdepositors.com

A.Webb, Montpellier, France

Kaupthing - IOM : no sign of despositor money.
I used Kaupthing IOM as it didn't require large sums of money to be left there for an active Dollar account, whereas other UK banks required 20K+ to hold an account open. I'm a small saver & UK tax payer - not a fat cat.

UK Government is not helping

Mike Nolan, Watford, UK

I put my money in Icey Bank.
Will I ever see my money,?
Tell me the truth Icey Bank Manger!
When I looked on the internet my account was gone.
Now, I don't know what will happen.
I am going out of my mind due to the stress.
What should I do?
Icey Bank you have frozen my life.

Bobby, Dundee,

We put our life saving in the Cheshire Building Society, Guernsey who then sold the business to Landsbanki Guernsey. The parent bank gave an assurance that they would pay out any liabilities. Gordon and Alistair have a lot to answer for. We are not rich, and we paid our taxes on our money.

Tony Harrison, Altrincham, UK

Many of us saved on the IoM solely because UK banks would not let expats open savings accounts in the UK. If we can't keep our savings in the UK (where they would benefit the UK economy) where would the UK government have us keep them?

Oxford, New York, USA

My parents have lost 55,000 pounds, a third of their total life savings . They have worked hard all their lives abroad and these 'wealthy British investors' just wanted to pay there mortgage off before returning to the UK to retire!

Nael Shaheed, Newark, UK

The crucial thing to remember here is that both Kaupthing IoM and Kaupthing UK were liquid, solvent entities before Gordon Brown started ranting about Iceland. It was specifically Gordon Brown's comments that sparked a run on the UK Kaupthing company and which brought down KSF IoM as well.

Diver, London, UK

The vast majority of savers in KSF IoM were not 'wealthy British investors' but hard working everyday people who had placed their life savings in a bank just like everyone else. The difference being this bank was in the IoM and the goverment considered it collateral damage.

Diver, London, UK