Rebecca O'Connor
Win one of 20 pairs of tickets to the London Double Header
3 million - Total number of borrowers expected to remortgage this year
728,650 - Borrowers coming to the end of a two-year fixed-rate deal this year
4,000 - Number of fixed-rate deals that will end today
30 - 50 per cent - Rise in monthly remortgage repayments this year
30 per cent - Drop in number of home loans so far this year
50,000 - Number of repossessions expected this year
75,500 - Number of repossessions in 1991
21 per cent - Increase in number of repossessions between 2006 and 2007
136 - number of properties that will be repossessed today
1 in 3 - Number of homeowners who have a mortgage worth more than three times their average salary
3.16 - Average mortgage multiple compared with a borrower's income in 2008
2.26 - Average mortgage multiple compared with a borrower's income in 1991
6.04 per cent - Average best-buy two-year fixed-rate deal, compared with 5.12 per cent in 2006
6.21 per cent - Average best-buy two-year tracker, compared with 5.07 per cent in 2006
£185,616 - Average UK house price, according to the Land Registry
£1,200 - Monthly repayments for an average house on an average two-year best-buy deal
721 - Number of mortgages that have been withdrawn from the market in the past two weeks
0 - Number of 100 per cent mortgage deals on the market. Four lenders still offered them two weeks ago
6,600 - Number of debt problems that the Citizens Advice Bureau will deal with today
£1 million - Increase in UK debt every five minutes
£25,945 - Average level of debt of someone taking out a credit management plan, on an average yearly income of £23,444
Source: CML, Credit Action, moneysupermarket.com, Chiltern Group
Read the training tips and advice that helped our London Triathletes
Enjoy screenings of all the classic films you love, plus take advantage of two-for-one tickets
Times Online's new TV show helps you make the right decisions for your pet
Read our exclusive 100 Years of Fleming and Bond interactive timeline, packed with original Times articles and reviews
The latest travel news plus the best hotels and gadgets for business travellers

Our Credit Clinic has free help and advice
2007
£47,995
2008
£42,945
06/2006
£40,850
Great car insurance deals online
£33,000
Macmillan Cancer Support
Central/South West
£50k
NHS
Nationwide
£
£30k OTE
Meltwater News
Nationwide
circa £70k
Central Office of Information
London
Great Dubai Investment Opportunities
from £89,950
The Finest Luxury Homes In London and the SE
From £995,000
Studios £33K, 1 Beds £60K, 2 beds £79K
Great Investment, River Views
New York Christmas Shopping
Christmas Cruises
From only £995pp
APTs East Coast now from only
£2425pp.
Great travel insurance deals online
Contact our advertising team for advertising and sponsorship in Times Online, The Times and The Sunday Times. Globrix Property Search - find property for sale and rent in the UK. Visit our classified services and find jobs, used cars, property or holidays. Use our dating service, read our births, marriages and deaths announcements, or place your advertisement.
Copyright 2008 Times Newspapers Ltd.
This service is provided on Times Newspapers' standard Terms and Conditions. Please read our Privacy Policy.To inquire about a licence to reproduce material from Times Online, The Times or The Sunday Times, click here.This website is published by a member of the News International Group. News International Limited, 1 Virginia St, London E98 1XY, is the holding company for the News International group and is registered in England No 81701. VAT number GB 243 8054 69.
In a BOOM and BUST economy (like ours) the housing LADDER eventually turns into the housing SNAKE.
Most people foolishly believe they are winning when they look at the equity in their homes, this is like the card player thinking he has won the game, long before the game has actually ended.
Andrew , Keighley, UK
The trick would be the first to lower the price of your house and sell quickly, other wise you could be waiting along time to get your asking price!!!
oliver, earls colne,
Not looking good, think I will stay put in Oz for another year, we seem not to be hit so hard by the credit crisis.
Rick Presti, Sydney, Australia
and the best is yet to come!
riccardo, brussels,
Oh dear!
Caroline, London,