If Brown wants to help savers he can instruct the 'independent' BoE to raise the base rate - simple! And it doesn't require more government borrowing.

Paul, Coventry,

I'm guessing my pension is about £5000 light since Brown started raiding our pensions. Being encouraged prudently to save really does'nt wash. I also fear there will be little UK democracy until Members vote on their principles not for their copper bottomed pensions.

Ivan, London,

Brown said that following on from the "second Public Sector Efficiency Review" there would be the "lowest Civil Service numbers since 1945".

Hmmm... reduce the Public Sector to save money...

Get ready folks, for the Great New Labour Job Cuts.

aj, London, UK

Too little too late Mr Brown!

mark, Leeds,

Repeat Increase taxation, reform of the NHS, Police, Schools, increase low incomes. Repeat Increase taxation, reform of the NHS, Police, Schools, increase low incomes.
After 11 years of Labour, where are the improvements, public sector is mediocre despite be cash rich with taxation

steve tea, manchester, cheshire

If he was running a private company, he'd be fired.

He is unelected and incompetent. Same old ideas rehashed. All talk and no substance, and he clearly has no grasp of simple economics.

Katie Fraser, London,

Rather than blather on about 48 day detention Brown should set up a task force to investigate market abuse and manipulation in the oil market. Price of crude is driving the $ down, commodities, inflation and interest rates up. Our chain is being pulled by those who most stand to profit......

Will, Lincoln, UK

I'm no fan of Brown's, but does Cameron have to be so childish and, well, plain irritating? Instead of coming up with contrived one liners and rolling out the "ditherer" line time and time again, couldn't he say something of substance for a change?

D Rees, London, UK

Another hollow promise from Labour, they cannot have it both ways, a punitive tax policy which will interfere with peoples ability to save.

steve tea, manchester, cheshire

Who on earth is going to believe Brown, we all know Brown and savings are unable to be uttered in the same breath, Brown and taxes has a truer ring. He has plundered every savings ideas from equity release to pension funds and insurance schemes. His credibility is shot forever!!!

David, Romford Essex,

"Only full British citizens will get full access to benefits or social housing."

I don't believe this. I'm pretty sure Irish citizens have full rights in the UK, as they always have had, including the right to vote in UK elections.

jon livesey, Sunnyvale, CA/USA

Instead of proposing shed loads of more legislation and burdens on people and businesses, he should learn the lesson of his government's unpopularity and start
(i) repealing the regulation that is blighting business and industry and
(ii) give the people some of their freedoms back.

MikeS, York,

I had to check the date when I read this - is it 1 April?

The Savings Gateway Bill: "Because everything is so expensive, we will introduce a saving scheme for those who can't afford to".

As for the plan to aid first-time buyers in the current market, it's a good job the government is not regulated

Nigel, Westminster,

How about McBean replacing Humphrey Lyttleton as Chairman of I'm Sorry I haven't A Clue ? 'One song to the tune of another' would be about his mark, whilst in the event of his running ideas he could always take the advice of a Mrs Trellis from North Wales

john, Oxford, England

It's a pity he has taken over the role of the Queen in announcing the legislative role to Parliament.

MikeS, York,

People on low incomes can be removed from tax. Saving schemes are about keeping money on account (with the devil in the detail). A nation like the UK without its own currency with national debt is devaluing currency so this is just more Gordon Brown.

D Stanley, Birmingham, England

More confirmation (as if it's needed) that Brown just doesn't understand economics and prefers to play politics with (lots of) our money. The banks need to recapitalise; both these measures would appear to make this harder and will therefore will prolong the recession, which hits the poor hardest.

Sam, London,

British politics have always been quite a show far more entertaining than anywhere else.

Brown looke sad and weary I guess it is already time for a new pm.

I can`t see the Conservatives ever defendning the poor so how do they ever get the pm job ?

Cathy, London,

History is repeating itself 30 years on with Labour. This is desperation from a clueless government but this is too little too late. The fact is Mr Brown, the majority of the British public just don't trust you and your colleagues anymore. GENERAL ELECTION PLEASE!

Paul, West Midlands,

Brown just beggars belief! Where are the eight million or so on low income supposed to find the money to participate in his savings scheme - and exactly how much will the Government's "contribution" be, which taxpayers will be paying in the first place? Raise the tax threshold to 20K!!!!!!!!!!!!!!

Ian Dickson, Brighton , UK

Sorry Gordon, but we have heard it all before. You should be called Gord the Fraud, for the number of times you and your cohorts have rehashed policies over the past 11 years..

Veritas, Burnley, England

Words are the Lira (or is that now Zimbabwe Dollar?) of Life, what we now want (need!) are actions.

Martin, Poole, UK

No one is going to buy the other homes where this latest wheeze is threatened. Everyone, except the cabinet it seems, knows that affordable housing does not just go to "nice" nurses and teachers but to the sort of people no one wants as a neighbour. Only buy very popular develpments or watch out.

D.L. Stephens, York, England

I'd like to see Gordon in the F word kitchen being lashed by the tongue of Gordon Ramsay.

Gordon promised to achieve all this 10 years ago - why suddenly all this largesse? Could it be that there is a by-election coming up?

Gene Hunt for Prime Minister - and soon please.

Watervole, Twickenham,

Pity the basics of life got forgotten. people want decent wages and know that they can earn more than those who stay at home, they want to be able to pay their way and live safely in their homes. All these ideas end up as dust and nothing changes. Is the same lot that promised us all a NHS dentist?

C Darken, Nantwich, UK

Any size of deposit is at risk from inflation, that's the true rate of inflation. Unless he spends and taxes less, and that goes for Dave too, we're all losers to that pernicious evil of the governments printing presses.
That's the thief that'll get us all rich or poor left or right.

Tom Taylor-Duxbury, Ludlow, UK

"There will have to be a period of high inflation to reduce the real value of the enormous levels of personal debt. "

Nations which aren't devaluing their currencies at the same rate would demand higher interest on loans they make to us. There would have to be a reduction in overseas borrowing

Graham, Oxford, UK

Same old rubbish spouting from the same old crowd.
When will we get some real Politicians that actually do what they say.

Dave, London, England

Nice attack by Cameron.
However, I'm not voting at all until I see a firm commitment to plough substantial amounts of money into the armed forces.
The way our boys and girls have been treated is shameful and embarrassing

Phill, The Wirral, England

Caroline Flint ambling along carelessly holding classified documents looked like someone's PA wandering into a marketing meeting.
Mind you, I suppose that's not far from the reality of the situation.

Steve B, Boston, UK

So more than 10% of the population are on low incomes? I don't follow this - isn't there a minimum wage? Shouldn't that be the mechanism to fight low incomes, rather than the taxpayer funding handouts? Under Labour the number receiving benefits has risen from 24% to 40%

WS, Manchester,

I think the only thing missing from all of this is the 'Tax Bill'. How much is all of this going to cost? Roll on the death of socialism - it can't come soon enough.

DH, Newport, UK

Rather than the gimmicks, just reduce duty on fuel. Due to price rises, Brown is already receiving more tax from this source. Prices are crippling both households and businesses and a reduction in tax would make a great difference.

Phil Bailey, Shrewsbury, UK

What a great idea! Gordon chairing the TV equivalent of "Sorry, I haven't a clue!" (aka) "The Ditherer". Imagine the tension as he grills the hapless cabinet duffer and then announces; Useless, your fired! Roll credits,Gordon then changes his mind and Useless is back for next weeks show.

John Grieves, Ulverston, UK

With Brown running around like a headless chicken and the rest of the cabinet in complete disaray (except Frank Field who must now fancy himself back in favour) it would be laughable if it wasn't all so serious. What a complete shambles!!

A.Williams, Cradley Heath,

Helping first time buyers? What a fraud? 10 years of doing nothing to help young people onto the property ladder. In fact increasing the tax burden on buying a home through stamp duty. Now £200m to buy empty homes for first time buyers - that is less than 2000 households. How cynical can you get?

Homeless, london,

Gordon Brown has not lost the plot. You are forgetting he has driven the economic system for over a decade....he never had a plot.

Now driving the UK into the ground without any preparation for a downturn which was inevitable - even as a layman.

Paul, London, Canada

God - have this government lost the plot.
Come back Tony - all is forgiven.
Even Prescot could not have done worse than this lot.
Mr.Brown should have stuck to his role as chancellor and not tried to multi-task as Tony blair did. He is obviously not up to the job and should go.
PG -South Wales

Peter, Ammanford, South Wales

"Only full British citizens will get full access to benefits or social housing." O Rly? What about Irish and other EU citizens? Another failure to think things through.

Bruce Robertson, Brighton, UK

It all boils down to a question of trust. Voters have to ask themselves whether the broken promises of the past have a bearing on whatever is in the Queen's Speech and the next Election Manifesto. All too often their words dont get put into practice. They cannot be trusted on anything.

TC, London,

Hazy Bear's gaffe reveals an astonishingly tragic insight into the minds of Labour politicians - whilst the country is panicking about inflation, housing and crime, all that is on this woman's agenda is how to get Brown to star in a tacky celebrity TV show.

Tom, St. Albans, England

There will have to be a period of high inflation to reduce the real value of the enormous levels of personal debt. This will hit savers more than any government scheme could benefit them

Andrew G, London, UK

The Queen's Speech is in November. By the time any of this gets near the statute books there is a chance we will have had a general election and it will be lost. Why not just introduce the legislation now?

David Leslie, Perth, Scotland

Maybe it's my mind playing tricks on me but did anyone else read that as "daft" Queen's speech the first time?

Iain, London,