Paul of Brighton. Statistically your age group is the one making the most claims so expect the realistic costings. What do you think should happen, that we drivers with 30 years NCBs should subsidise you? No, you have to earn yours as we all have. Buy a cheaper, smaller car with 3rd Party only.

B J Deller, Marbella, Spain

Maybe we need a compulsory A-level in ethics and morality, then, Paul

John, Péault, France

I assume that "causing death by driving while unlicensed, disqualified or un-insured will merit a maximum of two years in prison" is intended as an insult to any relatives, as it certainly can not be called a deterrent. It is about time the punishment fitted the crime - murder !

Nick Smith, Gosport,

Drivers without insurance should have the cars seized on the spot then sold or crushed.

Laurence, London, UK

""drinking a coffee , switching on a radio face "" - where will it stop. Lighting up a cigarette - having a smoke, talking to the wife, looking at a lady with a short skirt, looking at the hills, reading the name on the front of a Eddie Stobart lorry...

Richard Garland, Greater Manchester,

Its a known fact that those who break the law are much more likely to break it again; uninsured drivers cause a disproportionate number of car-crash incidents. Uninsured drivers tend to be: 1. Those who face heavy premiums because they are high-risk, or 2. Those who simply dont give a monkeys.

Martin C, Twickenham, UK

In France every driver has to prove their vehicle is insured by displaying a 50mm x 50mm label in the windscreen which is a 'tear-off' part of your renewal receipt.

GJB, Slough, Berkshire

Just another metric showing Britain has become PC topsy-turvy land.

We can all think of numerous other examples.

The main problem is the system of pervasive, and largely hidden PC censorship, which interferes with the free flow of information and stifles debate.

Albert, Paris,

In 2007 in Manchester I was the victim of a hit & run. Despite 3 witnesses, CCTV and reporting it within 30 minutes with the vehicle registration. The police found the guy to be uninsured and unlicensed but then failed to do anything. What is the point in having traffic law is it is not enforced!

Chris Parsons, Manchester, UK

Can this government not learn from other countries? In South Africa third party insurance & tax discs are added to the fuel price so that everyone who burns fuel in a vehicle is automatically covered so you don't have wasted police resources on chasing uninsured drivers. WOW! Rocket Science!

Harry, London, UK

Instead of employing more police to deal with this and other problems the government hire CSO's We need more police

martin Sampson, Reading, Berkshire

In 2001 the 45 year old uninsured driver that left me lying in the road with multiple injuries after a hit and run incident, was eventually caught by the police and appeared in court charged 13 road traffic offences including having no insurance. The magistrate fined him £55. Crime obviously pays.

A Stimpson, Nottingham, UK

Insurance should be cheaper not bigger fines! It's ridiculous how expensive car insurance has become for young drivers! I bet they are the majority driving around in uninsured cars!

Tom, London, UK

A life ban from driving is the only way !!!!!

ian payne, walsall,

Paul, Brighton. Insurance rates are based on fact, not prejudice. Blame your contempories for such large premiums. Let's hope your social responsibility overcomes your simple aritmetic.

Steve, Torrington,

I am 18 years old. My insurance company want to charge me £3000 to insure my car. If, and it's a big if, I get caught with no insurance I get fined less than £200 pounds. Even with a dodgy maths A level I can work out what's cheapest.

Paul, Brighton,

It's no surprise, our country is over crowded, the prisons are full but industry has demanded a cheap and plentiful labour market. Many people when paid peanuts or nothing, just can't afford motor insurance. Anything goes in this deregulated country. Just open your eyes.

Graham, St Albans, uk

Well if the police do their jobs, they can track down these villains and charge them. 7 years hard labour would sort them out.

m wilson, bidache, france

Penalty for driving while uninsured should be £5000 minimum otherwise with around a £200 fine it's cheaper than buying insurance.

Damian, Brighton, UK