Andrew Norfolk
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Back-from-the-dead canoeist John Darwin hid from the world for years in a bedsit located next door to his family home, sneaking through a secret passageway to see his wife, it was revealed last night.
Anne Darwin said that for much of the five years he was presumed dead, her husband was in fact living at their home in Hartlepool and sharing her bed.
Mrs Darwin, who initially claimed that she thought her husband was dead until he walked into a police station last Saturday, now says that he began to plan his disappearing act in the beginning of 2002, when the couple were tens of thousands of pounds in debt.
However, she insisted that she believed that he had perished in a canoeing accident until he shocked her by knocking on her door just under a year later.
After a few days of “arguments and recriminations”, she told the Daily Mail, she became complicit in the scam and began living with her husband again.
She said that she was “on eggshells” when visitors — including their grieving sons — came to visit, and her spouse reportedly slipped through a wardrobe into the passageway and escaped into his hideaway.
The couple purchased the adjoining properties, at No 4 and No 3 The Cliff, in Seaton Carew, 15 months before Mr Darwin disappeared.
The Sun claimed that a 5ft high hole in the wall allowed Mr Darwin to emerge from a room at No 4 The Cliff and slip back into the master bedroom in the couple’s home at No 3.
An 18 inch wide connecting passageway was hidden behind a makeshift wardrobe with a false plywood back, the newspaper claimed.
John Duffield, the new owner of No 3, told how he found the secret passageway on Thursday: “It’s like something from [The Chronicles of] Narnia — The Lion, the Witch and the Wardrobe . . . to think the bloke has been living just feet from his wife — it’s mind-bloggling.”
Mrs Darwin last night admitted that the couple were living as man and wife when an inquest had declared Mr Darwin, who is being questioned by police on suspicion of fraud, to be dead.
She said:. “I was always on eggshells when friends and family came to stay in case someone wandered into John’s room and saw him.”
Mrs Darwin has fled her new life in Panama and is believed to be travelling back to England, where she faces arrest.
At Seaton Carew the Darwins lived in one house and rented out 15 bedsits from the adjoining property, funding the venture with a £245,000 business loan. But the couple ran into problems with the business.
Mrs Darwin said her husband believed that the only way out of the mess was for him to “die” and for her to cash in on the life insurance. She told the Daily Mail that she knew her husband was alive when she cashed in on the £25,000 life insurance policy, and had their £130,000 mortgage paid off by another life policy.
Mrs Darwin said Mr Darwin would “come and go” for the first three months after he turned up, before moving back in for good.
“John said that if we got the money from the insurance payouts and cleared our debt, we could find a way back and then we could start over again.”
Mrs Darwin said the pair settled on Panama simply because her husband liked the look of it.
“Out there I didn’t feel like I was living a lie, we had freedom to go about the place as a couple and I felt normal for the first time in years.”
She said that her husband returned to England and turned himself in to police, claiming that he could not remember what he had been doing for the past five years, because he missed his sons.
“He had had enough of being dead. I think he thought he would get away with it, and he would come back and we would live happily ever after.”
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Yes, there's a lot of laughs in this, imagine being silly enough to have a photo taken! But logically speaking, the penalty should be death. A solution that makes everything else fall into place.
Diane, Sutton,
The ABC News headline to this story was The Liar The Switch and The Wardrobe. Come on Telegraph, you can use words too!!!
John Ledbury, Kings Lynn, England
What a complete dill. Just when they had the perfect plan and were getting away with it (cept for photo of course), he had to let emotions get in the way of reality. I hope that their sons realise that one's parents don't always have the answers we expect them to have, and that they will forgive them their foibles. However, sadly, the Darwins did commit a crime by taking the insurance money and it can't be a situation where just because we are entertained by this rather interesting tale, they can be let off with say just paying the money back. Otherwise more than a few of us would have a shot at it. I feel very sorry for Mrs D - if she is telling truth re not knowing before he did the deed, then she was put in terrible position when he returned 'from the dead'. Love is as much a destroyer as it is a glorious thing.
Lulu Charlesworth, London,
Nick - good for them you say? They chose to take money from others and did not honour their part of the agreement. They chose to take the money not for some basic need, but to invest to make greater returns. To accumulate more wealth for themselves. And when their risk decision did not go the way they preferred, instead of modifying their lifestyle, they decided to steal and lie. Tell us all Nick, what part of this dishonour, lying, cheating and theft "should be supported"? It's exactly this kind of supreme idiocy in thinking that results in the ridiculous skewing of our economy as everyone runs around trying to undo the natural sequence of events from one group of individual's investment/loan decisions (ie. homeowners) at the expense of all the rest of us who make our own decisions who, because we weigh up the risk/reward ratio properly don't find ourselves in such a mess. We don't benefit from the upside the others do, but why must we pay for their downside?
Laura Roberts, London, UK
I don't blame her; I don't do everything my husband says, but he is pretty persuasive. If your husband showed up after almost a year of you thinking he was dead, wouldn't you do just about anything for him? (After bawling him out for making you think he was dead, of course). The question is did she really ever think he was dead?
Lindsay, Sioux Falls, SD
Isn`t anyone just a little sickened by how big a story this has become?
So two people defrauded an insurance company? So what?
It`s hardly the crime of the century - decade- year- month.
Did they murder anyone? Did they physically beat or torture anyone? Did they use weapons to terrorise anyone?
No, to all those.
They tried a scam, and but for ineptitude and naivity, they may have gotten away with it.
They didnt, they will now be punished.
The sheer volume of news coverage given to this,frankly, minor crime, is more sickening than the crime itself.
My guess is that if you costed the airtime on TV, the value of the column space in newspapers, and the time taken by writers and photographers and newsreaders to camp outside the homes or fly to and from Panama to stand outside buildings waffling a load of useless verbal tripe, it would outstrip the scammed amount tenfold or even more.
What a huge "Non-news" event this is.
Drop it, and cover something interesting.
Philjn, Liverpool,
I tell you, the people who assume the costs of insurance are related to fraud or bad debt are sadly mistaken. These behemoth companies make millions in profits and fight any case to save money with the odds often weighted in their favour. Any saved money is NEVER passed on as savings to regular customers. Prices do not go up because of fraud.
Good luck to these people who were desperate and foolish.
clive , los angeles, CA
There is always the possibility the sons are 'in' on it too. The apparent story saying Mrs Darwin cannot forgive herself to not letting her sons know, could this really another twist and a means of protecting her sons from fraud prosecution too, as they have their families and children to think of - its not just Mrs Darwin.
A Jones, UK, UK
They've been watching too much "Prison Break" ,.... LOL!!
Khadijat, Birmingham,
So, Jeanette, you don't think felony insurance fraud is a bad thing?
I think the insurance companies, their customers who ultimately end up paying for the fraud, and the authorities might disagree with you.
fraudster, san diego, CALIFORNIA WOOHOO!
Looks like they are going to need a new category for the "Darwin" awards. This guy deserves to be nominated under the "A Rose is a Rose?" heading. It is just too ironic that he is named Darwin. It is also too bad that he has weakend the gene pool by procreating (twice).
A Currie, North York, Canada
A great tale. If there is any justice they will sell the rights to Hollywood.
They would've got away with it as well, If he'd stayed in Panama, had some cheap work done courtesy of the local booming industry in cosmetic surgery, and just invited his two sons over for Xmas. Fancy walking into a cop shop and thinking you'll get away clean.
Failing that they could've just sold their properties. If it wasn't for the grief they've caused the two sons, I'd have to say I admire them.
Paul, biggleswade, England
One the one hand yes it does seem a bit like a sit-com but I think they need to be punished for emotional cruelty to his father and their own sons. Anyone who has lost a child will understand the torment and torture news that your child or parent has passed away. Apart from the stupidness of the idea in the first place the only mistake he made was coming back. What a complete mess.
Ja, Glastonbury, England
From my experience with insurance companies....it is fraud what these people did, but it is called asset protection when the insurance companies do it to us. Double standard....different names for same thing.
While it does set a bad example by their actions, I do secretly give them a big " A" for effort....just wish they would have done better to "protect their assets".
m.J., Iowa, U.S.A.
Heck, he should have claimed to have been "resurrected!" Who could disprove it??!!
Then he could have started his own religion or have become a televangelist with bad a hairstyle, fleeced his followers of millions of pounds, and lived comfortably with his wife for a long time to come.
That's usually how it works in the States.
Scott, Durham, NC, USA
Good for them! Debt collectors and private banking systems run this world and if they found a way to thwart their financial problems (although they failed miserably and obviously didnt plan it correctly) than good for them.
Unfortunately what they didnt do is load the husband up for 5 years in a far away place so he REALLY didnt know where he was, keep no contact and reconcile later in secret.
Honestly they are idiots but this kind of thing shouldnt be damned it should be supported.
Nick, None/ None,
LOL this gets funnier every day. These two need their own TV show forget prison.
Anthony, London,
A most entertaining story. I must admit it is more fun reading this than reading about all the bad things that go on in the world today. Amazing that they thought they could get away with it.
Jeannette
Jeannette, Shawnigan Lake , BC Canada
david michael.
Why how many people do you know who declare themselves dead. I think its hilarious. very amusing. I also want to know how can the police charge him if he is actually officially dead. His defence could be well you see i cant have done this becaue i am dead or i was when the offences where commited.
karin, scotland,
Oh Dear! Oh Dear! Oh Dear!!!
What transparent tale of fraud.
It is because of people like this that - when the rest of us try to get insurance of whatever form - we find the cost so incredibly high.
David Michael, London, UK